Home – Why Buy Cruise Insurance

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Cruise lines almost never make courtesy refunds to passengers for Cruise Cancellation or Cruise Interruption. Nor can they insure themselves for Bankruptcy or Default. What if you need to cancel your cruise due to the health reasons of an insured, a traveling companion or a family member?

Cruise Insurance is not just about protecting your non-refundable Cruise or Flight or Tour cost, it’s much much more. A Cruise Insurance plan can provide you with peace of mind during your vacation by covering:

  • Trip Cancellation & Interruption
  • Medical Expenses
  • Baggage & Personal Belongings
  • Baggage Delay
  • Travel Delay
  • Emergency Evacuation/Repatriation

Cruise Insurance reimburses non-refundable Cruise Deposits and Payments if you have to cancel a cruise or flight or tour for a covered reason such as, sickness, injury or death of the Insured, Traveling Companion, or Family Member.

Cruise Insurance can also cover Weather Related problems such as, Hurricanes, Tornadoes, Ice or Snow Storms, Floods and other Natural Disasters.

Cruise Insurance Coverage Summary
For Cruises, Flights, and Tours

  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • Emergency Medical & Dental Benefits
  • Emergency Evacuation/Repatriation
  • Travel Delay Insurance
  • Baggage/Personal Belongings Insurance
  • Baggage Delay Insurance
  • Missed Connection Insurance
  • Accidental Death and Dismemberment
  • 24 Hour Assistance

Naturally, all Cruise Insurance policies have limitations . . . Please review the Cruise Insurance Plan’s Description of Coverage for a complete list of Coverage Benefits and Limitations. If you are not happy with the Cruise Insurance plan you may cancel within 10 calendar days of the policy purchase date and receive a no questions asked refund . . . provided you have not already traveled, or filed a claim. (After 10 days the premium is non-refundable.)

If you have any questions about the Cruise Insurance products please do not hesitate to call (972) 982-2250 during business hours (M-F 9:00 AM to 6:00 PM C.S.T.) and an Experienced Cruise Insurance Agent will assist you. Or use our Contact Form.

Please review the Cruise Insurance boxes below to learn more about the different kinds of Cruise Insurance available, or simply click the Get Quote Now button to the right . . . you can always find the Get Quote Now button on any page on our site. If the Travel Insurance described in the box is the type of Cruise Insurance coverage you need . . . click on the LINK and you will be taken to a Quote Page or an Enrollment Page which will describe the Cruise Insurance plan in greater detail.

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